• Commercial insurance solutions

    Insurance Rate Monitors is family owned and operated with over 60 years of combined industry experience. 


    As members of the Steadfast group, the largest general insurance broker network in Australia, we have access to over 150 insurers and exclusive policy wordings. 


    Speak direct with a specialist who can search the market to find you a better rate on your General Insurance. Save time and money by finding the right insurer and product to suit your needs.

  • We do things a little differently

    Remember the days when you used to pick up the phone and speak to a real person, we do, and that's the type of service we like to provide. 


    Insurance can be a complicated thing and something you need to do right. So we get to know your requirements and tailor a custom Business Insurance Policy to suit your needs. 


    This type of service in many cases cannot be replaced by an online form, and in our opinion, it is not worth the risk. Speak to us, we will get it right the first time. 

  • Personalised service your business deserves

    Our business is about building relationships and trust with our clients, vendors, and partners. 


    We achieve this through using our:


    Resources

     We have developed a large network of resources which aid us in getting our clients the right cover at the best rate.


    Experience

     Our wealth of experience is an invaluable tool which we use to understand the level of risk your business is exposed to, select the right products, and provide end-to-end services in the most efficient manner possible.


    Attention to detail

     Good service also pertains to the quality of work a business does, so rather than fix mistakes we do everything we can to not make them in the first place. We pride ourselves in our attention to detail.


    Personalised service 

     You will never press the wrong option on the phone system, as we have no options - dial our number and you will speak to someone directly. If we cannot take your call, rest assured we will call back soon. 


    We  are on a first name basis with our clients, but understand your time is important, so always do our best not to waste it. 


    We understand your business is as individual as you are so we get to know your business and requirements, so we can tailor the best solution. 

  • Price beat and service guarantee

    For a small fee, to cover our own expenses, we will analyse your situation, compare all the options available to you, and find you the right cover at a great price. 


    If you are not happy with the price or the service we provide then we will refund the cost. No questions asked.


    So pick up the phone, and speak to IRM Direct.

  • Protect all aspects of your business

    Ensure your business is protected with IRM Direct.   We insure Commercial properties with values up to $100 million. Solutions can be tailored so you are only paying for what you need. Below are some of the products we offer:


    • Commercial property insurance
    • Public liability insurance
    • Trades insurance
    • Professional indemnity
    • Farm insurance
    • Commercial fleet insurance
    • Cyber liability insurance
    • Commercial strata insurance
    • Industrial special risk insurance
    • Office pack insurance
    • Contruction insurance
    • Hard to Place insurance

    We save many medium to large businesses 10% or more* on thier current premiums. Speak to one of our brokers today and find our what we can do for you. 


    * $2000 p/a minimum premium. 


1300 89 55 99

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